About Protocol Wealth

SEC-Registered Investment Adviser specializing in digital asset wealth management and protocol treasury advisory.

Institutional fiduciary discipline applied to onchain financial systems.

The Convergence Thesis

Financial infrastructure is undergoing a fundamental transformation. The convergence of protocols, artificial intelligence, and institutional wealth management represents a structural shift in how capital is managed and deployed.

"The infrastructure for digital asset markets is being built in real-time. Institutional participants require the same operational rigor, risk management frameworks, and fiduciary standards that govern traditional markets—applied to 24/7 global settlement systems."

— Market Infrastructure Evolution, 2024

Protocols as Infrastructure

Smart contracts and decentralized protocols are establishing new financial primitives. Direct interaction with onchain systems eliminates traditional intermediary layers while introducing novel operational and risk management requirements.

Co-Intelligence Era

AI augments human decision-making. Real-time data, predictive analytics, and algorithmic execution merge with human judgment and values. Technology capability doubles every 18-24 months—wealth strategies must evolve accordingly.

Institutional Discipline

Applying rigorous risk management, compliance frameworks, and fiduciary standards to the decentralized finance ecosystem.

We position clients to benefit from this shift rather than being disrupted by it.

The Wealth Management Gap

Traditional wealth advisers lack the technical infrastructure and regulatory frameworks to manage digital assets. Crypto-native services lack the fiduciary discipline and multi-generational planning expertise required for institutional and UHNW clients.

Traditional Advisors Struggle With
  • Token vesting schedules and lockup planning
  • DeFi yield strategies and protocol risk assessment
  • Cross-border crypto taxation and reporting
  • Treasury management for digital assets
  • Smart contract risk and security analysis
  • Onchain asset protection strategies
Crypto Services Lack
  • Comprehensive wealth planning frameworks
  • Multi-generational thinking and legacy design
  • Tax optimization and entity structuring
  • Estate planning integration and succession
  • Regulatory compliance depth and fiduciary duty
  • Family office sophistication and governance

Protocol founders, UHNW families, and institutional allocators require advisers who combine regulatory compliance, technical depth, and institutional wealth management expertise.

Digital Asset Treasuries

Protocol treasuries operate in continuous settlement environments with real-time collateral requirements, cross-chain complexity, and evolving regulatory frameworks.

Treasury Challenges

Real-Time Margining

Continuous collateral monitoring and automated liquidation mechanisms require institutional-grade risk management infrastructure and real-time response capabilities.

24/7 Operations

Continuous market operations without trading halts or batch settlement windows require institutional operational infrastructure and risk monitoring systems.

Liquidity Fragmentation

Multi-chain, cross-protocol liquidity distribution creates operational complexity and execution risk requiring sophisticated aggregation and routing infrastructure.

Our Treasury Framework

Risk Infrastructure

Real-time monitoring, automated alerts, scenario modeling, and stress testing to anticipate and manage risk.

Custody Architecture

Multi-sig solutions, hardware security modules, disaster recovery protocols, and institutional key management.

Liquidity Management

Reserve buffers, credit facilities, diversification strategy, and continuous operation design.

Lessons from market stress events: Having FCM-like credit buffers, avoiding ADL exposure, maintaining deposit functionality, and designing for continuous operation rather than batch processing.

Problems We Address

Regulatory Gaps

Traditional wealth management firms lack appropriate regulatory frameworks and operational infrastructure for digital asset custody, creating compliance and operational risk exposure.

Technical Complexity

Decentralized protocols require technical expertise in smart contract architecture, cryptographic security, and blockchain infrastructure that traditional advisers lack.

Fragmented Services

Clients require multiple service providers for traditional and digital asset management, creating operational inefficiencies and strategic gaps in portfolio construction.

Our Solution

SEC-Registered Compliance

Comprehensive regulatory compliance infrastructure for digital asset taxation, reporting, and fiduciary obligations with institutional-grade processes.

Unified Services Team

Seamless integration of traditional and digital wealth management under one fiduciary umbrella.

Institutional Grade

Enterprise-level security, reporting, and risk management for digital asset portfolios.

Core Services

Click on any service below for details on how we work with clients

Planning Services

Technology & Tools

RightCapital
Advanced financial planning software
  • Monte Carlo simulations
  • Goal-based planning
  • Tax optimization
  • Social Security analysis
Monarch Money
Modern budgeting and cash flow platform
  • Real-time tracking
  • Goal setting
  • Investment monitoring
  • Bill management

Digital Asset Infrastructure

Multi-Chain Support

MPC Wallet Infrastructure supports:

Ethereum, Bitcoin, Solana, Polygon

Arbitrum, Optimism, Base, Avalanche

BNB Chain, Cosmos, and more

Institutional Key Recovery

Enterprise-grade key management with institutional recovery solutions

Compliance

KYC/AML and Wallet Sanctions Screening

Who We Serve

We work with sophisticated clients navigating the convergence of traditional and digital wealth

Protocol Founders

Treasury management, token economics, liquidity design, regulatory navigation, and personal wealth extraction strategies.

UHNW Crypto Natives

Multi-generational planning, estate design, tax optimization, custody architecture, and family office infrastructure.

Institutional Allocators

Digital asset integration, portfolio construction, risk frameworks, compliance infrastructure, and treasury operations.

Early Builders

Vesting schedules, concentrated positions, liquidity planning, entity structuring, and growth-stage wealth strategies.

Traditional Wealth Transitioning

Digital asset allocation, custody solutions, tax-efficient conversion, and portfolio modernization.

Institutional Clients
$5M+ in assets
  • Corporations and enterprises
  • Investment funds and endowments
  • DeFi protocols and DAOs
  • Family offices
Accredited Investors
$1M+ in investable assets
  • High-net-worth individuals
  • Ultra-high-net-worth families
  • Entrepreneurs and executives
  • Digital asset holders

Team & Expertise

Our team combines decades of traditional finance experience with cutting-edge DeFi expertise. We hold advanced certifications including CFP®, CAIA, and have deep operational knowledge of blockchain protocols, smart contracts, and decentralized finance ecosystems.

4 Founding Members

Traditional and DeFi Experienced Founders

50+ Years

Combined Experience

CFP®

Certified Financial Planners

CAIA

Chartered Alternative Investment Analyst

Specialized Expertise

Risk Management
  • Multi-layered risk assessment frameworks combining traditional VaR models with onchain protocol risk analysis
  • Real-time portfolio monitoring with automated alerts for concentration risk, liquidity constraints, and market volatility
  • Smart contract audit review and protocol security assessment before client deployment
  • Counterparty risk evaluation for centralized and decentralized platforms
  • Stress testing and scenario analysis across market cycles and black swan events
Investment Policy Statements
  • Customized IPS development aligned with client objectives, risk tolerance, and time horizon
  • Integration of both traditional and digital asset allocation frameworks within unified policy guidelines
  • Rebalancing protocols with defined thresholds for portfolio drift and tactical adjustments
  • Governance structures for investment committee oversight and decision-making authority
  • Performance benchmarking and reporting standards tailored to hybrid portfolios
Collaborative Approach
  • Direct coordination with client's existing advisors including CPAs, estate attorneys, and tax specialists
  • Quarterly strategy sessions with family office principals and investment committees
  • Transparent communication protocols with real-time portfolio access and on-demand reporting
  • Educational workshops on emerging protocols, regulatory developments, and market dynamics
  • Multi-generational planning sessions to align wealth transfer strategies with family values
Portfolio Construction
  • Strategic asset allocation across traditional equities, fixed income, alternatives, and digital assets
  • Tax-loss harvesting strategies optimized for both traditional and digital asset portfolios
  • Yield optimization through DeFi protocols with institutional-grade risk controls
Operational Excellence
  • Institutional custody solutions with multi-signature security and key recovery protocols
  • Comprehensive transaction tracking and cost basis reporting for tax compliance
  • 24/7 monitoring infrastructure for wallet activity and protocol interactions

Our Commitment

Fiduciary Standard

SEC-registered investment adviser providing independent, conflict-free advice

Institutional Rigor

Proven asset allocation, disciplined investment management

Innovation-Driven

Digital wealth platforms, AI-enabled insights, scalable solutions

Generational Focus

Building legacies that last across lifetimes

Our Vision

To be the premier wealth management firm bridging traditional finance and digital innovation, providing institutional-grade advisory services that preserve and grow generational wealth through both established and emerging asset classes.

Our Mission

We deliver fiduciary wealth management by combining traditional finance expertise with digital asset strategies, ensuring our clients navigate both legacy and innovative investment opportunities with confidence.

The Protocol Wealth Difference

SEC-registered fiduciary combining institutional wealth management discipline with deep onchain expertise

Unique Regulatory Position

Only SEC-registered fiduciary combining traditional wealth management standards with protocol-native expertise. Institutional credibility meets onchain innovation.

Family Office + Protocol Expertise

We understand multi-generational wealth planning, complex entity structures, and estate design—alongside token economics, smart contract risk, and DeFi infrastructure.

Technology-First Infrastructure

AI-powered analytics, real-time monitoring, automated optimization. We use the same technology we advise on, maintaining self-custody compatibility.

Humans Still Matter

Despite exponential technological evolution, family dynamics, values, legacy, and trust remain central. We balance algorithmic intelligence with human wisdom.

What Clients Gain

Regulatory Clarity

Navigate complex crypto tax, reporting, and compliance with confidence and institutional-grade processes

Protocol-Level Insights

Technical analysis of smart contract architecture, token economics, and protocol mechanics with institutional risk assessment frameworks.

Optimized Outcomes

Systematic tax-loss harvesting, yield optimization, and liquidity management executed through automated infrastructure with continuous monitoring.

Operational Efficiency

Consolidated wealth management infrastructure allowing protocol founders and executives to focus on core business operations while maintaining institutional-grade financial oversight.

Self-Custody Respect

Maintain control of assets while receiving institutional-quality advisory services

Multi-Generational Planning

Family office-level estate design, succession planning, and wealth transfer strategies

Expert Network

Access to specialized crypto tax attorneys, blockchain CPAs, regulatory counsel, and technical advisors

Market Evolution

$2.7T+
Digital Asset Market Cap

The infrastructure for direct protocol interaction is maturing

$200B+
Total Value Locked in DeFi

Real-time margining and automated risk management are stress-tested

15,000+
Active Blockchain Protocols

The ecosystem continues to expand and mature rapidly

Real-time, 24/7 infrastructure requires new approaches to risk management, custody, and liquidity. The market is learning expensive lessons—we help clients apply them profitably.

Who We Serve

Institutional Clients
$5M+ in assets
  • Corporations and enterprises
  • Investment funds and endowments
  • DeFi protocols and DAOs
  • Family offices
Accredited Investors
$1M+ in investable assets
  • High-net-worth individuals
  • Ultra-high-net-worth families
  • Entrepreneurs and executives
  • Digital asset holders